<div class="insurance-banner" style="background-image: url(<?php echo base_url();?>assets/images/finance-banner-01.jpg)">
        <div class="container">
            <div class="row">
                <div class="col-12">
                  <div class="banner-title-card">
				 <!-- <h5>protect your finances with</h5>-->
				  <h4 class="text-white">ŠKODA 
New Car Insurance</h4>
				  </div>  
                </div>
            </div>
        </div>
    </div>


<section class="w-100 position-relative bgGrey pt-5 pb-5">
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="position-relative title-heading-h2 paragraph-common text-center">
<h2> New Car Insurance </h2>    
<p class="mt-4">ŠKODA Insurance gives you the peace of mind of a policy that not only offers excellent value for money, but also prompt and personal service in the event of a claim. Additionally, you have the commitment of a team who will ensure you're back in the driving seat as quickly as possible.

</p>
<p>ŠKODA Insurance gives you a variety of benefits from convenience to transparency that make it the ideal choice.</p>
</div>    
</div>
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<section class="w-100 position-relative bgGrey pb-5">
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<div class="position-relative title-heading-h2 text-center">
<h2>8 SIMPLY CLEVER FEATURES OF ŠKODA INSURANCE</h2>  
</div>    
</div>    
</div>


<div class="row mt-4">
<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-1.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>Seamless assistance available with Skoda Insurance partners</h4>    
</div>
</div>    
</div>

<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6  mobile-mt-0">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-2.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>E-estimate from any of our outlets</h4>    
</div>
</div>    
</div>

<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-3.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>Partnering with the best</h4>    
</div>
</div>    
</div>


<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-4.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>Transparent Process</h4>    
</div>
</div>    
</div>


<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0 mt-4">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-5.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>4-hours, that’s it</h4>    
</div>
</div>    
</div>

<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0 mt-4">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-6.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>Click, Click. Pay online</h4>    
</div>
</div>    
</div>

<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0 mt-4">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-7.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>No cash required</h4>    
</div>
</div>    
</div>


<div class="col-xl-3 col-lg-3 col-md-6 col-sm-6 mobile-mt-0 mt-4">
<div class="card-ui-skoda-benefits">
<figure class="mb-3"><img src="<?php echo base_url();?>assets/images/new-car-icon-8.jpg" alt="icon" class="img-fluid" width="70"></figure>   
<div class="benefits-data">
<h4>100% genuine</h4>    
</div>
</div>    
</div>

</div>
</div>    
</section>


<section class="w-100 position-relative bg-white pt-5 pb-5">
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="position-relative title-heading-h2 paragraph-common">
<h2 class="text-center"> SKODA MOTOR INSURANCE</h2>    
<p class="mt-3">Skoda Motor Insurance package with own damage cover for 1 year including Drive Assure add-on and third party cover for 3 years to be availed at the time of purchase of vehicle. It protects you and your car in case of any damages due to unavoidable situation and accident events.</p>
</div>    
</div>

<div class="col-md-12">
<div class="card-lease-column">
<div class="title-header-lease">
<h6>Highlights and Benefits</h6>    
</div>    
<div class="list-item-lease mt-3">
<ul>
<li>Private car package policy protects you and your car in case of any damages due to unavoidable situation and accident events.</li>

<li> Use of OEM parts for accidental repair claims. </li>
<li>	Bundled branded insurance products and other related services.</li>
<li>	Seamless assistance available with Skoda Insurance partners for intimation of claims.</li>
<li>	Cashless Services across all ŠKODA authorised Dealers in India.</li>
<li>	Fast and simple processing for customers without additional work and expenses</li>
<li>	Better and extensive coverages with Drive Assure Add-ons as under:</li>
</ul>  
</div>
</div>    
</div>

<div class="col-md-12 mt-4">
<div class="table-responsive">
<table class="table table-bordered">
    <thead>
      <tr>
        <th></th>
        <th>Drive Assure Elite</th>
        <th>Drive Assure Economy</th>
      </tr>
    </thead>
    <tbody>
      <tr>
        <td>Depreciation Shield</td>
        <td>YES</td>
        <td>YES</td>
      </tr>
      <tr>
        <td>Engine Protector</td>
        <td>YES</td>
        <td>YES</td>
      </tr>
      <tr>
        <td>Roadside Assistance</td>
        <td>NO</td>
        <td>YES</td>
      </tr>
      
      <tr>
        <td>Vehicle Replacement</td>
        <td>YES</td>
        <td>NO</td>
      </tr>
      
       <tr>
        <td>Additional PA</td>
        <td>YES</td>
        <td>NO</td>
      </tr>
      
      
      <tr>
        <td>Wheel Rim Damage*</td>
        <td>Optional</td>
        <td>Optional</td>
      </tr>
      
    </tbody>
  </table>
    
</div>    
</div>

</div>    
</div>    
</section>

  
  <section class="w-100 position-relative bg-white pt-1 pb-5">
<div class="container">
<div class="row">
<div class="col-md-12">
<div class="position-relative title-heading-h2 paragraph-common">
<h2 class="text-center"> Private Car Package Policy</h2>    
</div>    
</div>
</div>

<div class="row mt-4">
<div class="col-md-12">
    <div class="tabs-click">
<ul class="nav nav-tabs tabsCarPolicy" id="myTab" role="tablist">
  <li class="nav-item">
    <a class="nav-link active" id="home-tab" data-toggle="tab" href="#home" role="tab" aria-controls="home" aria-selected="true">With Drive Assure Elite Add-on</a>
  </li>
  <li class="nav-item">
    <a class="nav-link" id="profile-tab" data-toggle="tab" href="#profile" role="tab" aria-controls="profile" aria-selected="false">With Drive Assure Economy Add-on</a>
  </li>
  <li class="nav-item">
    <a class="nav-link" id="contact-tab" data-toggle="tab" href="#contact" role="tab" aria-controls="contact" aria-selected="false">With Drive Assure Economy Add-on</a>
  </li>
</ul>
</div>
<div class="tab-content mt-4" id="myTabContent">
<div class="tab-pane fade show active" id="home" role="tabpanel" aria-labelledby="home-tab">

<div class="row mt-4">
<div class="col-md-12">
<div class="accordion_container">
    <div class="according-group">
    <div class="accordion_head">  Coverages   <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">
        <ul>
<li>Own Damage Cover</li>
<li>Liability to Third Party</li>
<li>Personal Accident - Owner Driver</li>
<li>Depreciation Shield</li>
<li>Engine Protector (with Gear Box Cover)</li>
<li>Vehicle Replacement Advantage</li>
<li>Accident Shield (Sum Insured Rs. 2 Lacs)</li>
<li>Wheel Rim Damage    </li>
        </ul> 
<h5>Note</h5>         
         
<ul>
<li>Damage to Wheel Rims available at an additional attractive premium</li>
<li>To be availed for New car, 1st year, 2nd year and 3rd year renewal.</li>
<li>Please refer the policy document and endorsement wordings for detailed coverages and terms and conditions</li>
</ul>         
     </div>
    </div>
    </div>
     <div class="according-group">
    <div class="accordion_head"> Own Damage** <span class="plusminus">+</span>

    </div>
    <div class="accordion_body" style="display: none;">
<p>We will cover the accidental loss or damage to your car caused by any of the following: Fire, explosion, self-ignition or lightning; Burglary housebreaking or theft; Riot and strike; Earthquake (fire and shock damage); Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; Accidental external means; Malicious act; Terrorist activity; Whilst in transit by road, rail, inland waterway, lift, elevator or air; Landslide / rockslide.
</p>

<p>
** Subject to terms and conditions as mentioned in the policy and endorsement wordings</p>
    </div>
    </div>
     <div class="according-group">
    <div class="accordion_head"> Liability to Third Party** <span class="plusminus">+</span>

    </div>
    <div class="accordion_body" style="display: none;">
   <p>We will cover your legal liability arising out of bodily injury to and/or property damage of third parties caused due to an accident involving your car.
</p>
<p>
** Subject to terms and conditions as mentioned in the policy and endorsement wordings</p>
    </div>
    </div>
    
    
    
     <div class="according-group">
    <div class="accordion_head">  Personal Accident Cover**   <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
<p>In the unfortunate event of your (owner-driver) death and/or permanent total disability arising out of an accident while traveling in your Skoda car, we will pay the specified Sum Insured to your legal heir.</p>

<p>** Subject to terms and conditions as mentioned in the policy and endorsement wordings</p>
    </div>
    </div>
    
    
    <div class="according-group">
    <div class="accordion_head">   Depreciation Shield **  <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
    <div class="according-new-data">
    <h5>Endorsement Wordings</h5>    
        <p>In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the depreciation amount, partly or fully, on assessed damaged parts allowed for replacement during repairs in the event of a Partial Loss to the Insured Vehicle, under the Motor Insurance.
</p>

<p>
** Subject to terms and conditions as mentioned in the policy and endorsement wordings</p>
    </div>
    </div>
    </div>
    
    
    <div class="according-group">
    <div class="accordion_head">     Engine Protector**    <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">    
      <h5>Endorsement Wordings</h5>
      <p>In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to cover the consequential damage to the internal child parts of the engine of the Insured Vehicle arising out of water ingression / leakage of lubricating oil and / or damage to gear box of the Insured Vehicle arising out of leakage of lubricating oil due to accidental means. Under this cover, we will compensate customer for the following:</p>
      
      <ul>
         <li>Repair or replacement of the internal child parts of the engine</li> such as pistons, connecting rods, crank shaft and cylinder head.
  <li>Repair or replacement of the internal parts of the gear box such as gears or shafts in the gear box housing.</li>
  <li>Labour cost incurred by you to overhaul the damaged engine and gear box 
          </li>
      </ul>
      <p>** Subject to terms and conditions as mentioned in the policy and endorsement wordings</p>
    </div>
    </div>
    </div>
    
     <div class="according-group">
    <div class="accordion_head"> Vehicle Replacement Advantage**    <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
        <div class="according-new-data">
     <h5>Endorsement Wordings</h5>
     <p>n consideration of payment of additional premium, it is hereby agreed and declared that in the event of the Insured Vehicle meeting with a Total Loss (including theft) / Constructive Total Loss we, at our discretion, may use one of the following two options to settle a claim under ‘Vehicle Replacement Advantage:</p>
     
     <p>New Vehicle: We will replace the Insured Vehicle with a new equivalent or near equivalent vehicle of similar make, model, features, specifications and color subject to the availability in the open market, inclusive of the following:</p>
     
     <ul>
         <li>Private Car Package Policy covering the new vehicle.</li>
 <li>The cost of registration, including road tax and Octroi payable, for the new vehicle applicable to the location where the Insured Vehicle is registered.</li>
         
     </ul>
     </div>
    </div>
    </div>
    
    
        
     <div class="according-group">
    <div class="accordion_head"> Accidental Shield    <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
        <div class="according-new-data">
     <h5> Endorsement Wordings </h5>
     <p>In consideration of payment of additional premium, it is hereby agreed and declared that the Motor Insurance Policy extends to pay compensation as per the following scale for Bodily Injury and / or death sustained by any occupant other than the paid driver, attendant or cleaner whilst mounting into, dismounting from or travelling in the Insured Vehicle and caused by violent, accidental, external and visible means which independently of any other cause shall within three calendar months of the occurrence of such injury.</p>
         
     </ul>
     </div>
    </div>
    </div>
    
    
       <div class="according-group">
    <div class="accordion_head">  Stand-alone wheel Rim damage cover ***     <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
        <div class="according-new-data">
     <p>You will be entitled, during the Period of Entitlement to Benefits, the actual cost of renewing / replacing Wheel Rim / Rims of same make & specification in the event of one or more Wheel Rim, (subject to a maximum of 4 alloy Wheel Rim / Rims in the Period of Entitlement to Benefits) having deformed or damaged rendering it / them functionally unusable.</p>
         <p>*** The above coverage may slightly differ as per insurance partner, subject to additional premium, terms and conditions as mentioned in the policy and endorsement wordings.</p>
  
  <p><strong>Disclaimer:</strong> The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.</p>
     </div>
    </div>
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<div class="tab-pane fade" id="profile" role="tabpanel" aria-labelledby="profile-tab">

<div class="row mt-4">
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<div class="accordion_container">
    <div class="according-group">
    <div class="accordion_head">  Coverages   <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">
        <ul>
<li>Own Damage Cover</li>
<li>Liability to Third Party</li>
<li>Personal Accident - Owner Driver</li>
<li>Depreciation Shield</li>
<li>Engine Protector (with Gear Box Cover)</li>
        </ul> 
<p>*** The above coverage may slightly differ as per insurance partner, subject to additional premium, terms and conditions as mentioned in the policy and endorsement wordings.</p>
<p><strong>Disclaimer:</strong> The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.</p>
        
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<div class="tab-pane fade" id="contact" role="tabpanel" aria-labelledby="contact-tab">
<div class="row mt-4">
<div class="col-md-12">
<p>Skoda Motor Insurance package with own damage cover for 1 year and third party cover for 3 years to be availed at the time of purchase of vehicle. It protects you and your car in case of any damages due to unavoidable situation and accident events.</p>    
    
<div class="accordion_container mt-4">
    <div class="according-group">
    <div class="accordion_head">  Coverages   <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">
        <ul>
<li>Own Damage</li>
<li>Liability to Third Party</li>
<li>Personal Accident Cover</li>
        </ul> 

<p><strong>Disclaimer:</strong> The above mentioned information is only indicative in nature. For details of the coverage and exclusions, please refer to the policy wordings.</p>
        
     </div>
    </div>
    </div>
    
        <div class="according-group">
    <div class="accordion_head">   Optional Extensions     <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">
         <p>You can also opt for the following extensions as part of Private Car Package Policy:</p>
        <ul>
<li>  Loss of accessories, Legal liability to paid driver, cleaner or any workman Personal Accident Cover for the occupants</li>
        </ul>
     </div>
    </div>
    </div>
    
    
            <div class="according-group">
    <div class="accordion_head">    Main Exclusions      <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">
        <ul>
<li>  Loss due to wear and tear. Any loss occurring due to normal wear and tear of the vehicle will not be eligible for a claim. Similarly, any form of mechanical or electrical breakdown, failure of chassis, or body parts, or breakage due to rusting or other weather conditions will not be considered for a claim.</li>
<li>Damage to tyres, electrical equipment or electronics. Tyres are going to wear out with constant use over time. As a result, they will not be eligible for any claim. Similarly, electrical equipment in the car can get damaged due to severe weather conditions, short-circuit, or infestation of rodents. Such damage will not be compensated.</li>

<li>Damage incurred if the insured is driving under the influence of alcohol. No insurer will offer cover for damages caused to the car due to an accident, where the person is driving under the influence of alcohol or any other intoxicating substance.</li>
<li>Any injury or property damage caused intentionally If the insured person has intentionally caused damage to a person or property, then he will not get any form of reimbursement under a car insurance plan. Similarly, it will not cover damage caused to the insured’s property.</li>


<li>Damage incurred due to war and other perils Any loss caused to vehicle due to war, bio-chemical attack, or fire due to nuclear explosion and related events will not qualify for a claim.</li>

<li>Damage due to racing Any kind of collision damage or property damage caused due to organized racing will not be cover under a car insurance policy. Similarly, it will offer limited cover or no cover at all for damages incurred if the vehicle is used in sharing programs.</li>
        
<li>Driving without a valid driving license As mentioned in the example before, if someone is driving without a valid driving license and the car meets with an accident then the claims will not be reimbursed.</li>        
        
<li>Any accidental loss or damage and/or liability caused sustained or incurred outside the geographical area;</li>        
        
<li>Claim arising out of any contractual liability;</li>        

<li>Any accidental loss damage and/or liability caused sustained or incurred whilst the vehicle insured herein is being used otherwise than in accordance with the 'Limitations as to Use' or being driven by or is for the purpose of being driven by him/her in the charge of any person other than a Driver as stated in the Driver's Clause.</li>
<li>Any accidental loss or damage to any property whatsoever or any loss or expense whatsoever resulting or arising there from or any consequential loss</li>

<li>Any liability of whatsoever nature directly or indirectly caused by or contributed to by or arising from ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of this exception combustion shall include any self-sustaining process of nuclear fission.</li>

<li>Any accidental loss damage and/or liability directly or indirectly or proximately or remotely occasioned by contributed to by or traceable to or arising out of or in connection with war, invasion, the act of foreign enemies, hostilities or warlike operations (whether before or after declaration of war) civil war, mutiny rebellion, military or usurped power or by any direct or indirect consequence of any of the said occurrences and in the event of any claim hereunder the insured shall prove that the accidental loss damage and/or liability arose independently of and was in no way connected with or occasioned by or contributed to by or traceable to any of the said occurrences or any consequences thereof and in default of such proof, the Company shall not be liable to make any payment in respect of such a claim.</li>

</ul>

<h5>Discounts are available under Private Car Package Policy for:</h5>

<ul>
    
<li>Claims Free Experience</li>
<li>Opting Voluntary Excess</li>
<li>Membership with Approved Automobile Associations</li>
<li>Installing approved Anti-Theft Devices    </li>
</ul>
     </div>
    </div>
    </div>
    
    
    
            <div class="according-group">
    <div class="accordion_head">   Claim Process       <span class="plusminus">+</span>
    </div>
    <div class="accordion_body" style="display: none;">
     <div class="according-new-data">
         <p>You can also opt for the following extensions as part of Private Car Package Policy:</p>
        <ul>
<li>Claims under the Skoda insurance policy are to be intimated with respective ŠKODA Insurance partners either in writing or on toll free nos.</li>
<li>Customers to provide policy number details for registering claims.</li>
<li>Claims settled by our insurance partners with dealer as per the terms and conditions of the Skoda insurance policy</li>
        </ul>
     </div>
    </div>
    </div>
    
</div>
</div>
</div> 

</div>
</div>    
</div>    
    
</div>

</div>    
</section>
  
  
<section class="w-100 position-relative bg-white pt-1 pb-5">
<div class="container">
<div class="row">  
<div class="col-md-12">
<h4 class="mb-3">Toll Free Nos for Claims:</h4>
<p class="mb-3">Bajaj Allianz General Insurance Co. Ltd. : 1800-209-6262</p>
<p class="mb-3">Reliance General Insurance Co. Ltd.: 1800-3009</p>
<p class="mb-3">United India Insurance Co. Ltd.: https://uiic.co.in/en/branch-locator
</p>
</div>
</div>
</div>    
</section>